What credit cards do you guys hold?
0I’ve been using a Chase with an 8.99 fixed…which just jumped to 11.99%. I’ve never missed any payments and I have an approximate score of 725. I’m looking for a card with a low, fixed APR. What cards are you guys using?
lol yeah dude don’t complain
I have one at 24.99% that I’m trying to pay off. Never was late or missed. Long story why it’s that high but it won’t be an issue for much longer.
Other than that 15% is a good number to aim for in GENERAL. Obviously you can get 0% transfer or 0% introductory for a year or 20% with tons of "perks/benefits".
ps: Unless you are paying off your balance every month, points/perks/benefits are almost never worth it. Hence why they do it.
call and see if they’ll lower it before you worry too much, my experience is that credit card companies can usually do better if you have a good payment record but will try to see if you care if they raise it.
Here’s a thought: Don’t buy sh&t you can’t afford
you by any chance a USAA member or eligible to become one?
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